Відео

I have a similar mortgage and we better love the house LOL

One thing to look into, does your mortgage company allow you to 'recast' your mortgage? May be an option in the future to lower your payment.

Miles looks extremely happy with the new perch 😊

Why have you deleted a lot of your videos?

The first 500 people to use my link skl.sh/laurenmiller06241 will get a 1 month free trial of Skillshare premium!

How are you contributing to your personal IRA without employement? Isnt that illegal?

I had to go back to work part-time to keep my sanity. No shame in that. Do what works for you

Buy bitcoin retire early BBRE thats my strategy

You're on to something here, make your home suit your own style, I'm blown away...

Lauren you’re an attorney the way for you to make money is endless. There lots of work from home jobs for atty. Maybe work part time or start you’re own firm doing something simple like will and estate or simple no fault divorces.

Money buys me more time - I'm a fan of paying others to do tasks so I can focus on more family time or whatever i choose.

Love this😂!

If a person working on minimum wage (7.25$) would work 8 h a day, 6 days a week, for a month (4 weeks) they would make 1392 $. That is not a liveable wage.

week??? $7.5k in a week?!

1. Switch to Mint Mobile phone service @ $15/mo. 2. Groceries for a family of 4 should be around $800/mo. 3. Pay off debt before saving or investing for retirement. 4. Always keep an emergency fund to cover 3 months of expenses. 5. No personal spending or miscellaneous until debt is paid off. If you have to wear old clothes, cut your own hair or whatever, sacrifice comfort until you're debt-free. Not being able to spend creates a sense of urgency to get out of debt faster.

I feel like if anyone walked up to anyone else & included this in their conversation people would be very confused. I know I am confused as to why this is a posted video? I’m happy your family earns enough to cover these large bills & expenses but why share? I’m honestly curious. I don’t see the benefit in telling anyone other than to let someone know the cost of living in a specified area but you didn’t specify where you lived. Also, the additional expenses would have nothing to do with it. You do you though. I was just wondering.

I hope you figure out a way to bring down that interest because OUCH! 🤕 I know interest rates are so high right so that makes it difficult 😔

This is more than we spend in six months, that much overhead would make me miserable. Good on you guys for being able to crank it out though! 💸

People don’t willingly take on debt. They’re forced to. Rising cost. Unexpected expenses.

$3,333 in interest 👀

Same, as someone who also worked in the legal field and was high earning. I can’t imagine handing off my toddler and 6 year old to a summer program or preschool. No way. It's tight now. But believe me, you will never regret it. Our littles are only little once. My worst regret was not quitting sooner 😢

It’s such a hard decision and ultimately everyone has to do what’s best for them. I stay home with my daughter and often feel so guilty that I’m not financially contributing. I do try to remember that in the larger picture I’m really only out of the workforce for a few years out of the probably 3 decades I’ll be working. It’s such a little amount of time in the scheme of things but I know that the time I spend with my daughter now is so meaningful to me (and hopefully her).

You should look forward to going back when they start school. Don't give these precious days away.

Most insurance is more expensive if you pay monthly. Ask to pay once (or twice with auto) a year and it will be less. You can still set aside what you *would* be paying monthly but now you hold onto it instead of paying them a convenience fee monthly.

did you need any kind of permits or anything like that for this project??

I have 3 kids close in age and after I had my third I stayed home with them all and just worked part time around their schedule. My youngest just went to kindergarten this past year and I went back to work full time. It was the best decision even if it tight with money for a few years to be home with them. The time goes so fast and those little moments are everything when I look back. The days of us just bored in the house, or going on a million walks a day to get out of the house. It was hard going through it but I look back and wish we could go back to that.

Jaw on the floor!

Too much house payment unless its a very large property or in a high value location, otherwise you got screwed by high interest

You can only increase your investment amount to a certain point there is a maximum yearly contribution amount. For your 401k

😮 that'ls more the what we make in over a month on house payment alone.

I thought that was for the whole month. Man do these people know how to blow money!

… I’m not a big Dave Ramsey fan, but he would’ve never suggested that you refinance those student loans. Also personal finance is very PERSONAL. I wouldn’t recommend paying hundreds of dollars for a student loan consult either . Time at home with your babies is priceless. Congratulations on your windfall! And yes, making financial decisions based on emotions can be detrimental

Are you saving for your daughter's college so she isn't in the same situation financially as you were?

imagine being rich😭

I earn a lot and have a high net worth. I’m clueless as to how much I spend monthly. I don’t even know how much I earn. This is not a joke

LIFE INSURANCE 😃

I canceled a subscription today. Later I will downgrade my Hulu subscription so I don’t have to pay the $5 my AMEX card no longer covers since Hulu bundle price increased.

First

The buying in bulk myth especially true. We just end up consuming more! Only for a few things that we absolutely would be buying anyway is it worth it.

Replaceable and irreplaceable

they money doesn't bring happieness. OMG I've been broke and I'm now very well off. MONEY BRINGS INCREDIBLE PEACE AND HAPPIENESS

Will you utilize custodial Roth IRAs for your children ?

fabulous

$1200 for food is a lot. I would advise her to cut that down to $800 which is still a lot for 4 people. That will give her an extra $400 to put into paying down debt.

LOVE this Lauren👏🏽👏🏽👏🏽. Thank you for sharing🙌🏽

Love this style of thumbnail!

I would love to see a more in depth video on the power of investing, getting started at different ages, etc. almost like an investing for dummies or like you were teaching your kids. I feel like so many people grow up and don’t learn about it and it’s unfamiliar and scary so they don’t do it.

I agree with all of this. I wish we were taught more about finances in high school or even middle school. I think there would be a lot less people in debt. Side note, my husband and I are going to see The Money Guy in DC tomorrow! 😀

It is so inconsequential. Those that need to cancel subscriptions and treats at Starbucks have an income problem not a spending problem. (Fyi my monthly budget is around 30k 🙈(maybe I’m just out of touch)

Companies hate her!